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Down Payment Assistance Programs

Understanding homeownership support in Arizona

In Arizona, many buyers can comfortably afford a monthly mortgage but find upfront costs (like the down payment and closing costs) to be the biggest hurdle.

Down payment assistance (DPA) programs are designed to help bridge that gap. Options vary across the state, with some available statewide and others limited to specific counties or communities.

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Arizona house
Arizona is Home 
Helps Arizona buyers with down payment and closing cost assistance.
Home in Five Advantage
Adds extra assistance and flexible options for qualifying buyers.
PRMI Empower 5%
Provides a substantial 5% boost toward your home purchase. Open to various buyer profiles to significantly reduce out-of-pocket costs at closing.
Lakeview Springboard DPA
Works with conventional and government loans to support down payments and closing costs. Ideal for moderate-income buyers seeking clear path to ownership.

Explore Your DPA Options

Finding the perfect match depends on your financial profile and location. Browse these diverse Arizona assistance opportunities below:
Home in Five
Offers down payment help for eligible Maricopa County homebuyers.
Home in Five Platinum
Provides higher assistance amounts for stronger-qualified borrowers.
Essex DPA
Reliable assistance for bridge-to-ownership financing. Straightforward rules apply for both new and repeat Arizona homebuyers.
Chenoa DPA
A national program for FHA loans that can cover the full 3.5% down payment. Available for first-time and repeat buyers with standard credit standards.
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Free Guide

Arizona Down Payment Assistance Homebuyer Guide

Get a clear, simple breakdown of Arizona down payment assistance programs so you can plan your home purchase with confidence

Ready To Learn More?

Not sure which down payment assistance program fits you best? Our local team will show you the numbers clearly so you can choose the best path to your new home.

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